Cashless Payment Method List
Published Date: 14/12/2016
1. Cheque/Demand Draft
This is a very old method most of people aware of it. Any big payments you can do by cheque.
2. NEFT/RTGS
This payment method of course boost cashless system but it is paperless transaction as well. It is called net banking. Most of banks providing this facility. To transfer amount to person, you will need IFSC & Bank account details.
3. Credit/Debit Card
Just swipe, type PIN and pay. Faster way to do payment. As a security, never share your card expiry date, name on card, CVV(you will find in back of your card) to anyone. In some cases, bank executives may ask your 16 digit card number but never share information given above. Type your PIN securely even that no body can see it because cloning of card might be possible. We always prefer to use DEBIT CARD.
4. eWallet/Mobile Wallets
In this method, first you have to fill up your wallet using credit/debit card or net banking. Once your wallet is filled with some money, you can spend it and transfer to others eWallet. To transfer money to someone, you just need to enter mobile number of person. This is a very modern payment method.
5. UPI
Unified Payments Interface is a full of UPI.In this payment method, first you need to generate virtual address. Then link your bank account with that address. Now on payment time, when someone wants to pay you, he/she just need to type virtual address & amount & can pay.
6. Pay by Aadhaar Card
Micro ATMs are arrived. These machines will have facility of finger print. So by putting your fingers on that machine, you can pay. If you do not have Aadhaar Card then it is not possible. So as soon as possible, get your aadhaar card and link it with your bank accounts so you can pay in a minute in future.
Please share this article and aware the people who are still stuck in hard cash transactions.
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